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How low budget are you willing to go? Can the film be shot on digital video for under $10K. $20K $30K
I don't suggest maxing out your credit cards, but if you had a great vacation planned how much would it cost. Spend those weeks shooting your film instead.
If you're going to want investors produce a short, or better yet a series of shorts. Start with something silent and really short and work your up until you have something that you feel captures the essence of what you want to do with the bigger project. If you can show a $1,000 short with professional production values to some people with discresionary funds who are willing to gamble, you just may be able to raise some money.
Film festival awards can start some dialogues and so can a good script and demo reel or short film. After that it is really up to you how much you know and how much you believe in your product.
I do a lot of films out of my own pocket and DP for other indies as cheaply as I can to pay for it and keep some money in my pocket. It's not an easy balance, but it's what I want to do.
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